Car Insurance (Including Motorcycles, Golf Carts, RVs, Recreational Vehicles)

Liability Coverage - Liability coverage includes both bodily injury and property damage liability coverage you cause in an accident.

Collision Coverage - Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over.

Comprehensive Coverage - Comprehensive coverage pays for damage to your vehicle that is not caused by a collision (glass/windshield included)

Uninsured/Underinsured Motorist Coverage - Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.

Medical Payments Coverage - Medical payments coverage helps pay for covered medical expenses for anyone injured while in your vehicle, regardless of who is at fault

Additional Coverages:  There are many other automobile insurance coverages that may be considered/added to better protect you from undue financial loss including but not limited to; New Car Replacement, Accident / Moving Violation Forgiveness, Loan/Lease Gap Insurance, Rental Coverage and Roadside Assistance.

Home Insurance (Including Renters, Condominium Unit Owners, Landlord/Rental Property)

Dwelling Coverage - Dwelling coverage can pay to repair or rebuild your home if damaged by a covered cause of loss. (not applicable for Renters)

Other Structures Coverage - Other structures coverage can pay for covered damages to detached structures like garages, sheds and fences on your property. (not applicable for Renters)

Personal Property Coverage – personal property coverage can pay you for the personal items in your home that may be damaged or destroyed by a covered cause of loss.

Loss of Use Coverage - Loss of use coverage can pay your additional living expenses if you must move out of your home temporarily while it's being restored.

Personal Liability Coverage - Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others.

Loss Assessment Coverage – If your Homeowners Association assesses all owners for the additional covered losses (or for personal liability claims against the association), this coverage can help pay for those expenses.

Medical Payments - liability coverage for necessary medical expenses — regardless of your legal responsibility — for guests who are accidentally injured on your property.

Additional Homeowners Insurance Coverages - There are many other homeowners insurance coverages that may be considered/added to better protect you from undue financial loss including but not limited to; Jewelry and Valuable Items, Personal Articles Floater, Water Backup and Sump Pump Discharge or Overflow and Identity Fraud.