Business Owner's Policy

(BOP Insurance)

Can help safeguard your company from property damage, loss and lawsuits in the wake of unforeseen events. This type of insurance can offer a business a “package” of various commercial insurance protection in one policy including but not limited to General Liability, Property, Business Income and Extra Expense, Crime/Employee Dishonesty coverage, data  breach / cyber and Directors and Officers.

Commercial Property

Commercial Property protects a business’s physical assets.

Management & Professional Liability

Management and/or Professional Liability can protect a business (and its owner or officers) from unforeseen Losses from lawsuits can come from any direction.

Commercial Umbrella

(Excess Liability)

Insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

Workers Compensation Insurance

Workers compensation insurance coverage can help business’s protect both you and your employees after a work-related injury or illness.

General Liability

General Liability insurance covers a variety of claims for damages, ranging from:

• Injuries on your property, such as slips or falls

• Bodily injury or property damage to a third party caused by your work or your employee's activities

• Liability of others, assumed under contracts

• Bodily injury or damage to another's property arising from a defect in your product

• Libel, slander, or business disparagement

• Copyright infringement in your advertisement

Commercial Vehicle Insurance

(Fleet and Non Fleet)

Commercial vehicle insurance is a policy of physical damage and liability coverages for many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles.  Many of the same coverages are included as would be found on a personal auto policy.  However additional coverages are often necessary for a business such as Hired/Non Owned Auto Coverage which can be added to Business policies.

Data Breach / Cyber Liability

A cyber security insurance policy covers potential losses in the event of a cyber-related incident. Data breach coverage is a type of cyber security insurance (also known as cyber liability coverage) meant specifically for situations in which data is lost or stolen.